How to get a black card amex and its benefits

One of the most exclusive credit cards available today is the amex black card. There are several available in the market, but the most popular one is from American Express. These cards offer superior perks and rewards with a level of exclusivity that no other card can offer. In fact, you often have to spend tens of thousands or even hundreds of thousands of dollars on plastic every year just to be considered.

How to get a black card amex and its benefits

What is amex black card?

A black card is a very exclusive type of credit card that is almost exclusively reserved for the very rich. Typically, cards are available on an invite-only basis.

How to get a black card amex

While it's natural to wish you could get an exclusive credit card that no one else in your circle of friends has, card issuers tend to be tight-lipped when it comes to accepting exclusive invitations. Unfortunately, getting an invite is usually the only way to get your own black credit card. With the exception of the Black Card Mastercard Luxury Card, you can't just go online and apply for a black card just because you want to.

However, there are steps you can take to get a black card membership invitation. For example, previous media reports suggested that you get an invitation to apply for a black credit card from American Express after you spend an average of $500,000 per year on other American Express credit cards.

Other black credit cards, including options from Chase, may only be available to certain banking clients who have high dollar amounts on deposit or invested with banks. Again, however, no one knows for sure the internal dollar number that the card issuer requires for an official invitation to black card status.

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How to get the black card american express

The method is quite easy, you just need to read all the posts. Not only that, many go by different names, including a black credit card from American Express, which is also called the Centurion Card from American Express.

If your expenses are quite high and you want access to exclusive perks, take a look at these top black card invitations and all they have to offer.

Centurion Card from American Express

The Centurion Card from American Express is offered by invitation only (although you can ask to be considered for an invitation) and has a high entry fee. Not only do you have to pay a $10,000 initiation fee to get this card, but a $5,000 annual fee applies as well. Cardholder benefits include airline status with Delta, extensive airport lounge access which includes Priority Pass and American Express Centurion Lounge and airfare credits. You can also access an exclusive 24/7 concierge program and you will receive automatic elite status with various hotel and car rental programs.

In terms of rewards, the report notes that you'll only earn 1X Membership Rewards points, although some say you'll earn 1.5X points for all purchases over $5,000. You can also get a hefty sign-up bonus, although reports vary on how many points you can receive and spending requirements. Despite these benefits, you will mostly only receive bragging rights.

How to get a black card american express

The Mastercard Black Card, offered through Luxury Card, is a black-coated metal credit card that screams exclusivity. However, applying for this card is not that difficult as it is available online, and the annual fee of $495 ($195 for each Authorized User) makes it much more affordable.

If you choose to register this black card, you will get 1X points. However, your reward is worth 2 percent when redeemed for a plane ticket with any airline, and you get back 1.5 percent value when you redeem your gift for cash back.

The cardholder benefits you'll receive include 24/7 luxury travel concierge, access to luxury magazines, annual airline credit, credit for Global Entry or TSA Precheck, Priority Pass Select membership, no foreign transaction fees and various travel protections and coverages.