Amex Platinum is available to active members on duty at no annual fee

Platinum Card from American Express has one of the highest annual fees of any consumer credit card - $ 550 every year, starting when your first billing statement is touched. However, this card is easily worth an annual fee if you travel, because you get more value than that back. For example, I got more than $ 2,000 of value that can be proven from a card in my first year.

However, if you are an active member of the US military, Amex will actually waive the annual fee for the Platinum card along with all other Amex cards.

Remember that we focus on prizes and facilities that make this credit card a good choice, not things like interest rates and late fees, which will far exceed the value of points or miles. It is important to practice financial discipline when using a credit card by paying your balance in full each month, making payments on time, and only spending what you can afford to pay it back.

How the US military can waive the annual fee for Amex Platinum
As reported by US Navy veterans and gift expert Richard Kerr from The Points Guy, service members must request benefits by calling the number on the back of the card - it is not applied automatically. Amex uses an automated program to confirm your service, and return annual fees in the form of statement credit.

Amex will waive annual fees for its cards for active military members who already have eligible cards, and for those who open Amex cards after starting active duty. The annual fee is waived for card holders under the Civil Relief Act (SCRA) and for cardholders who are in effect after starting active duty under the Military Lending Act (MLA).

This can be very useful for members of the military who travel frequently, either as part of their services or during periods of leave - or for couples and children who travel, who can be added as authorized users.

Keep in mind that waiver fees only apply to soldiers and women who are on active duty, according to Kerr, who runs the Facebook Travel Award 101 group. Reserves, he said, will not be able to get fees written off unless they are actively deployed.

Benefits of the top Amex Platinum card
This card can be very valuable even for members who do not have services who must pay the entire fee. Here are some of the benefits that make it so.

Airport lounge access

The airport lounge is an exclusive area where you can enjoy seats, internet connection, food, drinks and sometimes other facilities. Although lounges are traditionally reserved for first-class and business class passengers, many are accessible to every traveler who has a particular lounge membership or credit card - and The Platinum Card® from American Express offers access to a variety of airport lounge networks.

The first type is Amex's own Centurion lounge, which is located at nine airports in the United States - and in Hong Kong - with more US locations to be opened in the future. These chic venues offer an oasis in the midst of the chaos of the main terminal, each featuring comfortable seating, cocktails and free food created by award-winning mixers and chefs, and other facilities. Access to this lounge is limited to Platinum Card or Amex Centurion Card holders.

If you fly with Delta and carry a Platinum card, you can also access the Delta Sky Club lounge. With more than 30 locations, Sky Clubs offers free snacks, soft drinks and alcohol (with more "premium" drinks available for purchase), fast Wi-Fi, and a place to relax. Some locations also have a shower.

Finally, the Platinum Card comes with Priority Pass membership. Priority Pass is a network of more than 1,200 airport waiting rooms worldwide. With membership provided by your Platinum card, you and two guests can access each lounge location (as long as there are rooms) to enjoy free snacks, drinks, newspapers and magazines, showers, and more, all separate from the hustle and bustle of the city. main terminal. If you have an international version of the card, not a US version, be sure to check guest policy for your Priority Card benefits.

Membership Rewards Points

The Platinum Card earns Membership Rewards points, which are the currencies in the Amex loyalty program. Points can be exchanged with statement credit or cash back, used to book trips through the Amex Travel website, or transferred to one of 19 airlines and three hotel transfer partners (transferable points are the most valuable).

This card earns 5x defeat points on plane tickets purchased directly through the airline, as well as prepaid flights and hotels booked through Amex Travel. This yields one point for every dollar spent elsewhere.

The Platinum Card comes with a welcome offer of 60,000 Membership Rewards points after you spend $ 5,000 on purchases in the first three months after opening an account.

The point value depends on how you use it, but by transferring it to the airline frequent flyer program, it is possible to use the welcome point to fly back and forth to Europe, or even one way in first class.

Up to $ 200 in flight fee credit

Every calendar year, the Platinum Card offers a $ 200 credit for unexpected fees on one airline (which you can choose at the beginning of each year). Although it does not include tickets, it applies to a variety of costs and fees, such as checked bags, change fees if you need to change flights, food and drinks in flight, fees for traveling with pets, airport lounges, days gone by (if you don't already have free access), and sometimes even things like chair assignments and additional legroom increase fees.

Up to $ 200 in Uber credit

The credit works in the US, and is worth up to $ 200 per year, broken down into monthly deductions; each month, you will get a $ 15 credit added to your linked Uber account, with an additional $ 20 for a total of $ 35 every December.