American Express Bank
Electronic payments has revolutionized the banking system with everyone being cashless with the arrival of debit cards, credit cards, e-wallets etc. The number of credit card holders is increasing day by day due to the convenience and ease of use. American Express, one of the popular banks in India, has introduced a credit card that is designed to meet everyone's requirements.
You can apply for an American Express credit card both online and offline. After completing the application process, you might want to know how the application is being processed and track the status of the application. Now it's easy to track your American Express
credit card application status online or using your mobile.
Check the status of the American Express credit card application online
To make the banking process hassle free, American Express has introduced a simple process to track the status of your credit card application online. The following steps are involved in checking American Express credit card applications online.
You can visit the bank's official website. You can go to the bank credit card section. By providing details of your application reference number, application form number, cellphone number or date of birth, you can see the development of your credit card application.
Check the status of the American Express credit card application through your mobile number
You can also follow the credit card application status using your mobile number that you shared during the application.
You need to visit the official website of American Express and open the credit card section. You must enter the mobile number that you registered for the credit card application. Most mobile numbers can be verified with OTP. After verification, you can see the status of your credit card application.
Check the status of American Express credit cards through the Air Way Bill number
After completing your credit card application, it will be processed by American Express. After the card is approved, the applicant will receive a letter with the Air Way bill number of the shipment that carries the credit card. You can track the status of your credit card by using the Air Way bill number.
You can visit the official website of American Express and choose 'Track your credit card'. You will now be directed to another page where you must enter your Air Way bill number. After the number is verified, you can track the location of your credit card and when it will get to you for delivery.
Request an American Express credit card status
For those who are not familiar with the internet or those who cannot access the internet can get help from credit card customer service and track the status of your credit card application. For all questions related to credit cards, you can call the American express 24X7 toll free number. Here are 24X7 toll-free numbers from various credit cards.
Check the status of the American Express credit card application offline
Consider when you don't have access to the internet, you can still check the status of your credit card application offline. You can contact 24X7 credit card customer service or walk to the nearest American Express branch with an electronic reference number, application form number, and date of birth. The bank executive will immediately help you track the status of the credit card application.
American Express credit card tracking based on date of birth
You can track the status of your American Express credit card application only by your date of birth or your mobile number. You can visit the bank's official website or download the American Express application on your mobile. Select the 'Track your credit' card and you must enter your date of birth and submit it. After the details are verified, you will be shown your credit card status whether it is in the process or approved / rejected or sent.
How do you apply for a credit card?
The first thing to do when applying for a credit card is to choose a card that suits your credit profile. Each bank offers credit cards of various types which can be categorized as shopping, lifestyle, entertainment, women's credit requirements, fuel, business, travel, online shopping, etc. You can choose the credit card that best benefits you in terms of your spending habits.
To apply for a credit card, you can register online or in person.
Online method: Like American Express, every bank has an online portal. Users can visit the bank's official website and provide details such as name, income, occupation and upload several documents to apply for a credit card. After the application is complete, the bank will process your application and approve your credit card. Applicants also track online and offline credit card applications using simple steps.
Offline method: You can visit the bank, fill out the application and send it along with the required documents. In general, it can take up to 15 days for your application to be processed and approved / rejected.
How do you register for American Express Credit Card Net Banking?
You can enter the American Express website and register for free. After you get your User ID and password, you can check your credit card balance online as you wish, 24x7. You don't need to wait for your monthly bills and statements to arrive in the mail. Net banking is useful for checking your balance online and getting credit card spend status for that month.
How do you pay credit card bills?
Credit card holders can make online or offline payment modes every month. The following procedure is almost the same for all banks to make credit card payments. American Express credit card payments also follow the same offline procedures and methods.
Net banking: To pay your credit card bills, enter the net banking facility through the bank's website and go to the credit card tab and select "Credit Card Payment Options". Pay your bills using your bank savings account.
Autopay: If you have a chaotic schedule, you might forget to pay your credit card bills. To avoid late payments, you can choose an automatic payment facility that reduces the amount that you have used on your credit card.
ATM Funds Transfer: With a large ATM network available throughout the country, credit card holders can pay credit card bills through one of these ATMs. This service is available 24/7 for bank customers. The outstanding amount available on your credit card can be transferred from a savings account or checking account to a customer's credit card account.
Online credit card payments from another account
You don't need to open a bank account to have each bank's credit card, you can also pay credit card bills using your current bank account. There are several ways someone with a credit card can pay their credit card bills through online transactions using another bank account. This is an easy way to pay your credit card bills through other banks.
Through the Bank's Website
One option is the Bill Table web page, which is set to pay your credit card bills. Fill in the required details which also includes the credit card number and payment amount. Customers are then directed to the bank's net banking portal to settle credit card bill payments. Customers will receive an online transaction confirmation and Transaction Reference Number after the transaction is successful. If they have provided their email id, they will also receive an email with all transaction details. To find out if your bank can be used to use this service, you can look at the list on the bank's website.
Through Other Bank's Website
If you don't have a bank account from a credit card that you have, you can pay your credit card bill by logging into your bank's online payment portal using your unique banking ID and password and transfering the amount due. The process is very simple and consists of more options including NEFT and RTGS. Bill payment will take 2 business days to be credited to your bank account.
You can pay your credit card bills by paying cash at one of the closest branches in your city. The processing fee per payment will be charged by the bank when you pay your credit card bill.
If you prefer to pay credit card bills using checks, then you can do it the same way as you pay credit card bills by paying in cash. You can also drop a check stating your credit card number and other details required at the bank ATM where the drop box is for this purpose. Payment will be deleted within 3 business days.
American Express credit card FAQ
1. How do I track the status of my American Express credit card application?
You can track the status of your credit card application both online and offline. You may need to provide details of your application reference number, application form number, mobile number or date of birth to get the status of your credit card application.
2. How can I know if my American Express credit card application is approved / rejected?
After all the details have been verified, your application will be approved or rejected. You will be notified of the approval via letter / email / SMS from the bank.
3. What is the Air Way Bill number?
The Air Way bill number is sent to the credit card applicant by mail after the application is approved. By using this number, applicants can track credit card shipments and the process.
4. How can I pay American Express credit card bills offline?
You can pay your American Express credit card bills in cash or check with the nearest American Express branch.
5. Do I need to have an American Express account to get an American Express credit card?
No, you don't need to have an American Express account to get a credit card.
About American Express
Known as Amex, American Express Company is an American multinational financial services company headquartered in New York City. This is a global service company that provides customers with access to a variety of banking products that serve various needs. American Express provides products that are tailor made to meet the needs of every customer.
Register through CreditMantri
You can also apply through CreditMantri to get the best credit that suits your shopping habits. CreditMantri matches the borrower's credit and demographic profile with the lender's lender criteria and presents a short list of only borrowers who are willing to provide credit cards based on the credit profile.